What's not to love about Personal Accident cover?
Slip-ups, mishaps, a broken bone perhaps! As cliché as it sounds, accidents do happen. Personal Accident and Illness Insurance (IPA Cover) offers financial protection when you can no longer work due to an injury or sickness. A policy will cover your lost income while you aren’t working or pay you a lump sum payment if you are permanently unable to work due to a severe injury or illness.
The cover is a great option for those that aren’t covered by Worker’s Compensation such as consultants, contractors, sole traders or directors, and can also act as a top up for when your income exceeds the weekly benefits that a Worker’s Comp cover will pay. It also is flexible and adaptable to your current situation. There’s many reason to love Personal Accident cover but here are just a few of them:
1. No Health Checks
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