What can go wrong when a small business doesn’t have insurance?

Small businesses are the backbone of our economy, employing nearly 5 million people across industries as diverse as retail, trades, manufacturing and professional services. However 90% of all small business start ups fail and among these businesses are numerous examples of businesses that have been forced to close their doors due to not having enough insurance cover when they need it the most.
There are a multitude of incidents that could happen to a small business that could be cause for an insurance claim. This could be anything from a customer injuring themselves whilst on your premises, damage to property and contents, office equipment failure, a fire through to poor advice.
So what could go wrong if you don’t have enough insurance?
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