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Professional Indemnity Insurance case study

Professional Indemnity Insurance in a nutshell

As a consultant, director or owner of a business that provides a specialist service or gives advice, Professional Indemnity insurance helps protect you and your business against allegations of wrongdoing.

The low-down

In our blame-culture society it’s important to protect your business against claims of malpractice or professional misconduct, which has the potential cripple your business and leave you high and dry. Professional Indemnity insurance, often referred to as PI, is designed for professionals who provide a specialist service or advice, for example, accountants, real estate agents, engineers, and other types of professional consultants.

It provides protection in the event that a claim is made against you or your business for financial loss or personal injury arising from an act, error, omission or breach of professional duty in the course of your business; even if that claim is found to be false.

RMA PI Insurance case study

A Registered Migration Agent lodged a visa application on behalf of a client. Despite having previously lodged several successful applications on behalf of other clients in the same profession, the agent unknowingly lodged an incorrect assessment on this occasion.

The client was then forced to depart Australia and re-apply for a new visa offshore, costing her thousands of dollars in airfares and other unnecessary travel expenses.

She lodged a claim against the agent and was awarded $8,432 to cover the costs of the new visa application as well as the costs of flying in and out of Australia. 

Use code MABIZ001 to SAVE 38% on your Professional Indemnity cover*

Fact Sheet - how to obtain low-cost PI Insurance


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