An Important Decision About Student Visa Applications – Proving That The Applicant Has Adequate Funds For Course Fees and Living Expenses
The Federal Circuit Court has ruled that applicants for student visas who intend to rely on bank loans to pay for their living and school costs do not need to provide evidence that they have had regular income sufficient to accumulate the loan funds.
Although the decision – Saji v Minister for Immigration & Anor (2015) FCCA (7 May 2015) - was handed down in the context of an appeal against the refusal of an application for a subclass 572 (Vocational Education and Training Sector) student visa, it has broad applicability to other types of student visas for which evidence of the availability of funds to meet these expenses is also required (e.g. subclass 570 (Independent ELICOS Sector); subclass 571 (Schools Sector); subclass 573 (Higher Education Sector), etc.
If this case is a representative example of the administrative practices that the Department has been following, and the Department has in fact routinely been requiring student visa applicants who are planning to finance their costs through bank loans to show that they have had regular income to accumulate funds in the amount of the loans – then the Department has been misinterpreting and misapplying the regulations!
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