I now refer my clients to Allianz Global Assistance (AGA) for Overseas Visitor Health Cover (OVHC) and Overseas Student Health Cover (OSHC).  OVHC and OSHC has moved far beyond the old days of quickly making sure a client has evidence of health insurance for their visa application.

OVHC and OSHC now evolved to become all about client experience and real value.  Make the change to AGA and you will instantly notice the difference.  Your clients will love you for it.  The AGA service will reflect well on you as the referring agent, just like it has for me and my team.  

Now for my reasons:

1.  Allianz GA standard cover (or higher) has access to AGA Telehealth, at no additional cost, for the life of the policy, as well as a very large direct biller network, meaning... I know my customers have a great option for minimising or avoiding the cost of a GP visit.  Check this out:

https://allianzassistancehealth.com.au/en/telehealth-service/  

2.  No excess payable on any of the policies if my customers need to go to hospital, and the premium rates are very competitive. I like how this provides clarity and certainty to my clients when they have so much else to pay for and think about through the visa application process, and their move to Australia. 

3.  An amazing OVHC 24 hour helpline that will assist in the event of a medical OR personal situation, for example:

o  Medical advice and assistance 

o  Referrals to doctors for medical treatment 

o  Telephone access to a solicitor for legal advice 

o  Access to an interpreting service. 

4.  The ease of having a pre-set URL that tracks commissions to my agency, while allowing for fantastic flexibility for my clients is a great benefit. The Allianz Global Assistance OVHC URL can be sent direct to my clients. This reduces our administration burden, and provides certainty to my clients that they have the right product for their needs. 

5.  I’m confident that the service provided by Allianz Global Assistance is of a high quality, and what my customers are looking for.   With 1184 reviews on the ProductReview.com website they have an overall rating of 4.2 stars out of 5.  Allianz Global Assistance is one of the most reviewed health insurers on this website and you can see for yourself what their customers are saying about them compared to other providers:

https://www.productreview.com.au/listings/allianz-global-assistance . 

With high customer satisfaction rates like this, I'm happy my team and I are recommending a great product for our TSS, student, and other visitor visa customers. 

Last but not least, migration agents also get 13.6% commission on OSHC and OVHC referrals.  What are you waiting for?  Sign up here to begin referring:

https://migrationalliance.com.au/migration-services/sponser/317/allianz-global-assistance-2.html